A small business loan from LoanMerica will give your business the money you need to expand, pay your loyal employees, build your inventory, purchase new equipment, pay for marketing, consolidate your debts, pay your taxes ‒ just about any business-related expense. We recognize that each business has unique needs and budgetary constraints. We'll tailor your loan to make sure it helps your business grow, and ultimately, become profitable.

The first thing you need to determine is whether a secured business loan or an unsecured business loan is best for you. Secured business loans generally have lower interest rates than unsecured business loans because the borrower puts up collateral and the lender is guaranteed to be paid back one way or another. Unsecured loans typically fund more rapidly and offer higher loan amounts, but the also entail higher monthly payments, shorter terms and less repayment flexibility. LoanMerica will be happy to give you the advice you need to make sure you have the right loan for your situation.

Rather than monthly payments, you may opt for more frequent payments such as weekly or every two weeks. That way, your payments will be smaller, putting less strain on your working capital. From Small Business Administration (SBA) loans to business lines of credit, LoanMerica has many financing options for you to choose from. Our business loans are subject to credit review and approval. We will also want to see your business plan before funding.

Why stress out with a bank loan that can take months before you get your money? Give LoanMerica a call at (888) 309-0137. Our professional loan counselors will help you with the paperwork and walk you through the entire process. Most importantly you'll get the infusion of cash your business needs in a hurry, under terms that allow your business to thrive.